Norway Insurance Tenders

The Norwegian insurance market is a well-developed and competitive one, with a total premium income of NOK 125 billion in 2022. The life insurance segment is the largest, accounting for around 60% of total premiums, followed by the non-life segment with 40%. The Norwegian government is a major player in the insurance market, with procurement spending of NOK 5 billion in 2022.

The Norwegian government procures a wide range of insurance products and services, including property and casualty insurance, life and health insurance, and motor insurance. The government's procurement process is governed by the Public Procurement Act, which sets out the principles of transparency, non-discrimination, and equal treatment.

The main insurance products and services procured by the Norwegian government are:
Property and casualty insurance: This type of insurance covers damage to property and loss of income due to events such as fire, theft, and natural disasters.
Life and health insurance: This type of insurance provides financial protection in the event of death, disability, or illness.
Motor insurance: This type of insurance covers damage to vehicles and third-party liability in the event of an accident.

The top authorities for Norway insurance procurement are:
The Norwegian Procurement Authority (NPA): The NPA is responsible for overseeing the government's procurement process and ensuring that it complies with the Public Procurement Act.
The Ministry of Finance: The Ministry of Finance is responsible for setting the government's procurement policy and approving major procurement contracts.
The Government Administration Services (GASS): GASS is responsible for providing support services to the government's procurement departments.

The top winners of Norway insurance procurement are:
Gjensidige Forsikring: Gjensidige Forsikring is the largest insurance company in Norway and is the main provider of property and casualty insurance to the government.
KLP: KLP is a mutual insurance company that provides life and health insurance to employees of the Norwegian public sector.
Tryg Forsikring: Tryg Forsikring is a major provider of motor insurance to the Norwegian government.

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