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Finland Banking and Finance Tenders and Bids

Get access to latest Finland banking finance tenders and bids. Find business opportunities and government contracts for Finland banking finance tenders, government banking finance tenders Finland, cash collection tenders, audit tenders, Finland auditing tenders, investment tenders, mergers acquisitions tenders, Finland accounting tenders, actuarial tenders, Finland tax tenders. Find Finland banking finance bid invitations, tenders, bids, procurement, RFPs, RFQs, ICBs. Search for Finland banking finance tenders online. The economy of Finland is a highly industrialised, mixed economy with a per capita output similar to that of western European economies. The largest sector of Finland's economy is services at 72.7 percent, followed by manufacturing and refining at 31.4 percent. Primary production is 2.9 percent. With respect to foreign trade, the key economic sector is manufacturing. The largest industries are electronics, machinery, vehicles and other engineered metal products, forest industry and chemicals. Finland has timber and several mineral and freshwater resources. The Greater Helsinki area generates around a third of GDP. Finland has the 4th largest knowledge economy in Europe, behind Sweden, Denmark and the UK. The economy of Finland tops the ranking of the Global Information Technology 2014 report by the World Economic Forum for concerted output between the business sector, the scholarly production and the governmental assistance on information and communications technology. Aviapolis, Vantaa is one of the most significant growing economic areas in Finland. Finland is highly integrated in the global economy, and international trade represents a third of the GDP. Trade with the European Union represents 60 percent of the country's total trade. The largest trade flows are with Germany, Russia, Sweden, the United Kingdom, the United States, the Netherlands and China. The trade policy is managed by the European Union, where Finland has traditionally been among the free trade supporters, except for agriculture. A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. Because banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalised a system known as fractional reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Finance is a term for the management, creation, and study of money and investments. Specifically, it deals with the questions of how an individual, company or government acquires money – called capital in the context of a business – and how they spend or invest that money. Finance is then often divided into the following broad categories: personal finance, corporate finance, and public finance.

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Invitation to tender

An invitation to tender (ITT, otherwise known as a call for bids or a request for tenders) is a formal, structured procedure for generating competing offers from different potential suppliers or contractors looking to obtain an award of business activity in works, supply, or service contracts, often from companies who have been previously assessed for suitability by means of a supplier questionnaire (SQ) or pre-qualification questionnaire (PQQ).

The term "notice inviting tenders" (NIT) is often used in purchasing in India.

An ITT differs from a request for quotation (RFQ) or a request for proposal (RFP), in which case other reasons (technology used, quality) might cause or allow choice of the second best offer. An RFP is a request for a price from a buyer but the buyer would also expect suggestions and ideas on how the project work should be done. RFPs are thus focused on more than just pricing/cost, they entail a bit of consulting from the contractor or vendor. The closest equivalent to an ITT in the mainstream private sector is an RFP which, since public money is not involved, typically has a less rigid structure.

Typology

Open tenders, open calls for tenders, or advertised tenders are open to all vendors or contractors who can guarantee performance.
Restricted tenders, restricted calls for tenders, or invited tenders are only open to selected pre-qualified vendors or contractors. The tender stage may form part of a two-stage process, the first stage of which (as in the expression-of-interest (EOI) tender call) was itself advertised, resulting in a shortlist of selected suitable vendors.
Sole source tenders, where only one potential supplier is invited to submit a tender.

The reasons for using restricted tenders differ in scope and purpose. Restricted tenders can come about because of:
- confidentiality issues (such as in military contracts)
- the need for expeditiousness (as in emergency situations)
- a need to exclude tenderers who do not have the financial or technical capabilities to fulfill the requirements.

A sole source tender may be used where there is essentially only one suitable supplier of the services or product.

Other types of proposal and terms in use include:
EOI - expression of interest
IFB - invitation for bids
ITN - Invitation to negotiate
ITV - invitation to vendors
RFA - request for applications
RFD - request for documentation
RFI - request for information
RFO - request for offers
RFP - request for proposal
RFQ - request for quotation or request for qualifications
RFS - request for services

The online tender process typically involves the following steps:

Publication of tender notice: The procurement agency publishes the tender notice on their website and other online platforms.
Bid submission: Suppliers access the tender documents online, prepare their bids, and submit them electronically before the deadline.
Bid evaluation: The procurement agency evaluates the bids electronically based on the evaluation criteria specified in the tender documents.
Contract award: The contract is awarded to the successful bidder, and the procurement agency notifies all bidders of the outcome.

Note that the tender process may vary depending on the procurement agency and the type of tender. Therefore, it is essential to carefully review the tender documents and follow the instructions provided.

Some portion of this article uses material from the Wikipedia article "Invitation to tender", which is released under the Creative Commons Attribution-Share-Alike License 3.0. Tags: Finland Banking and Finance Tenders, Finland Banking and Finance Bids, Finland Banking and Finance Global Tenders, Finland Banking and Finance International Tenders, RFPs, RFQs, EOI, ICBs, Contract awards.
Summary:
Acquisition Of Car Maintenance Leasing Services
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
10 Jan 2024
Posting Date:
29 Nov 2023
 
 
 
Summary:
Acquisition Of Car Maintenance Leasing Services
Country:
Finland
Estimated Cost:
EUR 20195000
Notice Type:
Tender Notice
Deadline:
10 Jan 2024
Posting Date:
29 Nov 2023
 
 
 
Summary:
Procurement Of Banking Services
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
29 Dec 2023
Posting Date:
28 Nov 2023
 
 
 
Summary:
Procurement Of Banking Services
Country:
Finland
Estimated Cost:
EUR 200000
Notice Type:
Tender Notice
Deadline:
29 Dec 2023
Posting Date:
28 Nov 2023
 
 
 
Summary:
null
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
11 Dec 2023
Posting Date:
25 Nov 2023
 
 
 
Summary:
null
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
19 Dec 2023
Posting Date:
25 Nov 2023
 
 
 
Summary:
Procurement Of The Financial And Administrative Audit Service And The Audit Services Of Subsidiaries Belonging To The Municipal Group 2024 - 2026
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
11 Dec 2023
Posting Date:
24 Nov 2023
 
 
 
Summary:
Financial Administration Services
Country:
Finland
Estimated Cost:
EUR 100000200000
Notice Type:
Tender Notice
Deadline:
19 Dec 2023
Posting Date:
22 Nov 2023
 
 
 
Summary:
Financial Administration Services
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
19 Dec 2023
Posting Date:
21 Nov 2023
 
 
 
Summary:
Continuous Movement Research - Data Collection
Country:
Finland
 
Notice Type:
Tender Notice
Deadline:
18 Dec 2023
Posting Date:
20 Nov 2023
 
 
 

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