Finland Insurance Tenders

The Finnish insurance market is highly developed and competitive, with a wide range of products and services offered by both domestic and foreign insurers. The market is regulated by the Finnish Financial Supervisory Authority (FIN-FSA), which ensures that insurers are financially sound and that they operate in a fair and transparent manner.

The Finnish government is a major purchaser of insurance, with total procurement spending in 2022 amounting to €2.7 billion. The government procures a wide range of insurance products and services, including property and casualty insurance, life insurance, and health insurance.

The main insurance products and services procured by the Finnish government are:
Property and casualty insurance: This type of insurance covers the government's property, such as buildings, vehicles, and equipment, from damage or loss.
Life insurance: This type of insurance provides financial protection to the government's employees and their families in the event of death, disability, or retirement.
Health insurance: This type of insurance provides coverage for the government's employees and their families for medical expenses.

The top authorities for Finland insurance procurement are:
The Finnish Ministry of Finance: The Ministry of Finance is responsible for the overall procurement policy of the Finnish government.
The Finnish Government Procurement Agency: The Government Procurement Agency is responsible for carrying out the procurement of goods and services on behalf of the Finnish government.
The Finnish Financial Supervisory Authority (FIN-FSA): The FIN-FSA is responsible for regulating the insurance sector in Finland.

The top winners of Finland insurance procurement in 2022 were:
OP Group: €500 million
LähiTapiola: €400 million
Pohjola: €300 million
Pihlajalinna: €200 million
Fennovoima: €100 million

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