Estonia Insurance Tenders

The Estonian insurance market is a well-developed and competitive market, with a total gross written premium (GWP) of EUR 550 million in 2022. The market is expected to grow at a CAGR of more than 5% during 2023-2027. The non-life insurance segment is the largest segment of the market, accounting for 70.4% of total GWP in 2022. The life insurance segment accounted for the remaining 29.6% of total GWP.

The Estonian government is a major purchaser of insurance products and services. In 2022, the Estonian government procured EUR 30 million of insurance products and services. The main insurance products and services procured by the Estonian government are:

Non-life insurance: This includes property insurance, motor insurance, liability insurance, and health insurance.
Life insurance: This includes life insurance, pension insurance, and disability insurance.
Top Authorities for Estonia Insurance Procurement

The Ministry of Finance: The Ministry of Finance is responsible for the overall development and implementation of the Estonian government's procurement policy.
The Central Procurement Agency: The Central Procurement Agency is responsible for the centralized procurement of goods and services for the Estonian government.

The top winners of Estonia insurance procurement are:
If P&C Insurance
Swedbank P&C Insurance
Lietuvos draudimas
ERGO Insurance
Compensa Vienna Insurance Group

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